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Top 5 Factors You Didn’t Know Could Affect Your Credit Score Negatively

Good scored and bad scores are not only just terms used to describe some school grade cards but also define your credit scores. As a borrower, you must be aware of how credit scores are calculated and what factors affect your score. Your CIBIL score is affected by numerous factors which directly influence your day-to-day …

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What is Credit Information Report and How to Improve and Maintain Better Credit Score?

A Credit Information Report (CIR) plays a very important role in deciding upon the creditworthiness of the borrower. The CIR plays a key role in the lender’s decision while applying for a loan. The report contains past repayment performance as reported by various member lenders about an individual to Credit Information Companies. Whenever you apply …

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