How Fintechs Are Empowering MSMEs and Women Entrepreneurs in India

For years, artificial intelligence (AI) seemed like a world reserved for coders and data scientists, a technical domain too complex for most professionals. But that perception is rapidly changing.The rise of Generative AI has made powerful AI tools accessible to everyone. Whether you’re a marketer, teacher, designer, HR professional, or entrepreneur, you can now use […]

What is a Vendor Development Programme (VDP)? A Beginner’s Guide for MSMEs

For India’s Micro, Small, and Medium Enterprises (MSMEs), the path to sustainable, high-value growth often runs through a structured system known as the Vendor Development Programme (VDP), a model that strengthens the link between small businesses and large industries in India’s journey toward becoming a global manufacturing hub. One of the most powerful yet under-discussed […]

Why Approval Time and Loan Accessibility Matter More Than Interest Rates for MSMEs

Introduction In India, access to finance plays a pivotal role in MSME growth. With over 111 million registered MSMEs contributing nearly 30% of the country’s GDP, accounting for around 46–48% of exports, and employing more than 110 million people, capital is the lifeblood of inventory replenishment, day-to-day operations, and expansions. Yet when MSMEs consider borrowing, […]

Why Government Schemes Remain Underutilized By MSMEs

Why Government Schemes Remain Underutilized By MSMEs

Micro, Small, and Medium Enterprises (MSMEs) form the backbone of India’s economy. With over 63 million enterprises, they contribute: Nearly 30% to the national GDP Around 40% of exports Significant employment generation across sectors Recognizing their importance, the Government of India has launched several schemes like MUDRA Loans, PSB Loans in 59 Minutes, CGTMSE, ONDC, […]

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