Suitable for all Professionals in Retail
Credit Skills for Bankers Certification Program- Retail
Certification by

- Contemporary content designed by practitioners
- Delivery by industry experts at campus
- Capstone Project to apply conceptual learning
- Mentoring by industry and faculty mentors
- Option to add global certification
- Placement support
Credit Skills for Bankers
Certification Program - Retail
The CSB Credit program helps enhance the quality of SME and retail loan appraisal/underwriting, credit needs assessment, loan monitoring (including early identification of problem credit and recovery). The program also covers key legal and regulatory aspects related to lending in these segments.
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What You Will Learn
- Retail banking in India and the role of the retail credit function.
- Learn how to assess and measure retail credit risk.
- Gain knowledge of the various types of retail loans and their features.
- Understand the end-to-end process of credit assessment, underwriting, and disbursement.
- Learn how to conduct due diligence for each type of retail credit product.
- Learn how to monitor loans post-disbursement.
- Learn how to take appropriate measures to remediate and undertake efficient recovery procedures.
Key Features
12-15 Hours of E- Learning
Self-paced learning on LMS
Masterclass by practitioners
Project & Assignment
Resume Building
Assured Placement - Assistance
Course Content
- Retail credit function within the banking framework
- Introduction to Credit, Cardinal Principles of Credit, Safety Liquidity, Profitability, 5-C Model of credit
- Consumer credit analysis framework: overview and five Cs of credit
- Home loans
- Vehicle loans
- Loans against property
- Unsecured retail credit
- Specialized credit products
- Digital Culture and Mindset, Understanding Apps, Analytics and APIs
- Retail credit: portfolio monitoring, collections and recovery processes
How Does it Work
Credit Skills for Bankers- SME
E-learning module on ‘Credit Skills for Bankers - SME’ with global certification from Moody’s Analytics
Career Opportunities
Join Our Program Today!
Don’t miss out on this opportunity to launch your credit skills for bankers certification program – retail. Enroll now and get certified from the Industry Leader Moody’s Analytics
Grab the Offer
Specially for Graduates
- 45-55 hrs of E-Learning Content
- 24/7 Online
- 9 Sub-courses • 26 Modules + Simulations
- Certification by Moody's
- Job Asistance
₹ 17,700
Special Discount
₹ 14,950
(Plus Taxes)
Have questions? We can help
All professionals currently engaged or aspiring to be a loan specialist participating in any facet of credit related to Retail/Consumer Loans or SME Loans including such functions as client sourcing, credit underwriting and credit monitoring.
The credit sector in India is expanding, marked by an increasing issuance of loans to both retail and corporate clients. A critical proficiency required in this domain involves conducting a more thorough examination of customer or company profiles, financial standings, the operations of rating agencies, and the intricate processes involved in credit rating which is based upon case studies, live examples and practical aspects.
The courses have self-paced based content. So you can view the content at your convenience
You can reach us through any of the channels (phone / info@skilllabs.net) mentioned on the website. The query resolution time is usually 24-48 working hours. You can reach us through any of the channels (phone / info@skilllabs.net) mentioned on the website. If we are unable to resolve your query on email or website, we will set up a call at a mutually convenient time.
Access your course across desktop, laptop, tablet We recommend a broadband connection to enable uninterrupted experience while doing the course . A PDF reader and spreadsheet application are required to open the supporting resources.
All our exams are made up of multiple-choice questions. The final certification exam will also be a MCQ test drawn from a randomized question bank
No, all certificates are digital and can be downloaded.
Yes you will get a global certification from Pearson
Please refer to the hours listed on each of our courses for their estimated completion time.
Acquire tangible skills that you can leverage to make a strong impression during interviews, whether you aim to enter the finance sector or transition within your current roles.